Brief question of the community : has anyone raised eyebrows at their insurer's office when asking about installing a Monitor? I mistakenly mentioned the word "kerosene", and the place (state farm) started buzzing like a bad relay. Waiting for a decision from on high at home office. I'll understand if the responses are few. Gary
Monitor and my homeowner's insurance
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When my insurance company found out I removed my octopus down cellar and was running a kerosene heater (Laser 73), they removed my water damage clause for frozen pipes (they didn't freeze last winter @ -28F, windchill of -35F and haven't frozen for 66 yrs (that's when we got that new fangled in-door plumbing)). They also removed the rider for ice storm damage. I demanded an independent evaluation. I got one, but the guy told me the insurance companies don't have to listen to anybody but themselves. And they ignored the independant evaluation of my heater. They even demanded a surround like a wood stove. I told them to stick it where the sun don't shine because I am following the manufacturers recomendations and they are a lot smarter than you are. Apparently, anything designed since the 1960's is "New Age" and they are scared to death unless you have oil fired forced air around here!
If I had to do over again, I would leave the octopus, even though it took up 1/3 of the cellar, disconnect the power and fuel and never say a thing to anybody!
GregComment
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Insurance Company that will accept a Vented Kerosene Heater w/o penalty
Finally found an insurance company that would accept my vented kerosene heaters, Preferred Mutual. As long as the heater had a thermostat, they were happy.Comment
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